Things to know about Indigo Platinum Mastercard

If you are someone with bad credit score and you want to rebuild your credit score then Indigo Platinum Mastercard would be a good option for you. Indigo Platinum Mastercard can be a better option if your credit history has never been so good and you want to improve it.

However, Indigo Platinum Mastercard is not so good as far as Annual Fee and Rewards are concerned. Reward program is not being offered by Indigo Platinum Mastercard.

Indigo Platinum Mastercard holder would not get any Sign-up Bonus

Sign-up bonus is the kind of bonus that attracts customers to sign-up for a particular Mastercard but unfortunately, Sign-up bonus is not offered to Indigo Platinum Mastercard holders. There are many other better options than Indigo Mastercard which provide sign-up bonus and some other perks too if you register yourself for such cards.

No Cash Back on Indigo Platinum Mastercard

No cashback will be received by Indigo Platinum Mastercard holder. Cashback facility is provided by a few Mastercard companies but you will not get this facility if you register for Indigo Platinum Mastercard. Not providing Cashback facility is a drawback for this card.

No particular Rewards Program for Indigo Platinum Mastercard holder

Attractive reward programs are not offered to Indigo Platinum Mastercard holders. Good reward programs always attract customers to register for a particular credit card but attractive rewards are not offered to Indigo Platinum Mastercard holders.

Indigo Platinum Mastercard provides Travel Assistance

If you are a travel junkie then Indigo Platinum Mastercard can be a good option for you as it provides some travel assistance. If you want to travel a trip somewhere then you can make a few bookings using Indigo Platinum Mastercard. A few purchases can also be made for the trip through Indigo Platinum Mastercard as it provides Travel Assistance.

Indigo Platinum Mastercard has an Annual Fee

Annual Fee of $99 is applicable on Indigo Platinum Mastercard. There are a lot of Mastercard options available in the market which do not charge any Annual Fee but this one does. If the customer does not want to use the Indigo Platinum Mastercard for a while then the Annual Fee still has to be paid by the customer and this is not a convenient thing at all.

Foreign Transaction Fee is charged on Indigo Platinum Mastercard

Foreign Transaction Fee of $1 is charged on Indigo Platinum Mastercard. Although Indigo Platinum Mastercard offers travel assistance it still charges a foreign transaction fee. It’s basically the kind of card which should not be used for shopping or for making any other purchases during the trip.

Indigo Platinum Mastercard provides Fraud Liability

Your money remains protected if you choose to register for Indigo Platinum Mastercard. It will keep you protected from different kinds for frauds and provide you with money security. Indigo Platinum Mastercard provides fraud protection to its customers.

Indigo Platinum Mastercard has variable APR value

 APR Value for Indigo Platinum Mastercard is variable. Purchase APR for this Mastercard is 24.9%. in addition to this Indigo Platinum Mastercard has penalty APR of 29.9%.

Late Payment Fee is also applicable on Indigo Platinum Mastercard

Indigo Platinum Mastercard also charges late payment fee from customers. Late payment Fee for Indigo Platinum Master card is Up to $39.

Indigo Platinum Mastercard provides Extended Warranty Protection

There are a few companies that do not provide Extended Warranty Protection for their Mastercard but Warranty Protection for Mastercard is provided by Indigo Platinum Mastercard.

Credit Limit for Indigo Platinum Mastercard is Low

The credit limit for Indigo Platinum Mastercard is not very high. Credit Limit for this Mastercard is considered to be low and it also has Annual Fee which the cardholder has to pay every month. The Mastercard Limit for Indigo Platinum Mastercard is $300.

Indigo Platinum Mastercard can help you qualify for more rewarding Mastercard

If you make your Indigo Platinum Mastercard payments on time then this will help you maintain good credit history. Your good credit history will help you qualify for a better and more rewarding Mastercard.

You can also pre-qualify for Indigo Platinum Mastercard

If you have a good credit profile then you can pre-qualify for this Mastercard.